Archive for September, 2009
Problems With the Bank on Panama
If the bank is not answering your emails, not taking your phone calls, not turning on your online banking, not letting you know if a wire has been received you can threaten to complain about them to the Panama Banking Superintendent and of course so complain. You will get the attention of the bank and fast. Feel free to send them an email explaining the problem and their failure to resolve it. Do mention the law firm as a reference point so the bank will have a local contact to correspond with and include a cc to the panama-banking superintendent. Here is their email address: superbancos@superbancos.gob.pa
I would suggest also list a cc to the law firm who is assisting you so they can see the complaint as well. This will probably get things at the bank resolved or at least one would hope so.
If the law firm never got your bank account open or you never got online banking open then you can also complain to the Panama Banking Superintendent since a Panama Bank is somehow involved. If you know the name of the bank let them know you are complaining to the banking superintendent. This may get them motivated to correct any deficiencies.
Original RAM
Computer industry is growth rapidly in Panama. People may have just bought the latest DDR 2 laptop a month ago, but now, the new generation of DDR 3 has been launched. This rapid growth in this gadget area will make the owners of the old laptop type feel at loss and disappointed.
To catch up with this trend, there is no need to buy a new type of laptop. To boost the performance of the old laptop, the only solution is by upgrading the RAM. Yes, memory upgrade is the solution to make the laptop works faster and quicker as the new one. To add laptop and notebook memory, people may not careless. The RAM modules that they choose need to be compatible with the type of their laptop. Otherwise, the laptop will not work. For example is Mac memory, Apple uses the memories from DRAM manufacturers for all their Macs. So, to make the Mac gets better performance, there is no other choice than uses the memory from the same manufacturer.
Well, original laptop memory may cost the people with not little money. But Memoryupgrade.pro has the same RAM modules with more affordable prices than any memory prices on the market. Call their customer service at 1(888)784-6307 for making a deal.
Criminal Fraud Complaint with Panama’s Police
One avenue you have is to file a criminal complaint for fraud with the police in Panama if you feel a lawyer cheated you. You can come to Panama and do this in person. Generally a lawyer would not be needed to help with the complaint. Filing a false complaint is a crime. It would be best to bring any proof of transfers of funds or receipts with you along with any documents, corporations, etc that the law firm supplied you. Bring a copy of the receipt of your order, retainer agreement, contract, etc showing what you paid them for. Show what you received and what you did not receive. Be honest and direct. Do not try to conceal anything or flavor it a certain way. Be prepared to explain why you think you were frauded and for how much.
If you paid for a corporation and bank account but only got a corporation you may have a complaint in that you did not get what you paid for. If the law firm cannot assist with the bank account opening in a reasonable amount of time then they should offer a refund. What is a reasonable amount of time? I would say 4 weeks is reasonable for sure, two months is not. It is arguable that without a bank account the corporation is of no value to you and you ordered both as a package. Thus a full refund is justifiable since you never received what you paid for. If you got the corporation and bank account but did not receive the online banking then again you have a claim for a refund since you did not get what you aid for. The bank account is not useable if you are living outside of Panama and do not have online banking. Again a refund can be indicated if the online banking is not opened up in a reasonable period of time. Arguing you received the goods and services in part is not correct. Sort of like getting a car but without the engine. Without the order fulfilled in full it is no good to you. The operative word is useless. There is an argument and a counter argument. If you paid money to be deposited into a bank account which was never opened this is a serious problem if these funds are not returned in a reasonable period of time or placed in your bank account that was opened.
